Windscreen Insurance FAQs

What is windscreen insurance?

Windscreen insurance cover enables you to reclaim the cost of repairing or replacing your vehicle’s windscreen, side windows or rear window should they become broken or cracked.

If you have a comprehensive car insurance policy, your windscreen should be covered in a similar way that all of the other car parts are covered. As such, if your windscreen becomes damaged and you want to get it repaired, you can make a claim and pay the full excess to get it fixed.

Alternatively, many insurers offer dedicated windscreen cover as part of the insurance policy, meaning that there is a separate part of the policy specifically for the windscreen which can cover the cost of any repairs and replacements. Whilst you will still need to pay the excess for the claim, it is lower than the standard excess charge and won’t usually impact your no claims bonus.

For complete convenience, 1st Call Windscreens deal with most major insurance companies to save you time and hassle.

How do I know if I have windscreen cover?

Comparison sites are a great way of finding the best deal for the most affordable price. It’s imperative to read all of the documentation carefully when signing up for a new insurance policy, so you know the exact details of your cover. If you are unsure whether your insurance policy covers your windscreen, make sure you refer back to any documentation or ask your insurer for confirmation.

There’s a possibility that you can invalidate an insurance claim by waiting too long to take action and have your windscreen repaired or replaced. As such, if your windscreen suffers from a chip or crack, we recommend that you have it dealt with by a professional as quickly as possible before the problem escalates. If you are wondering whether your windscreen needs to be repaired or replaced, take a look at our simple guide.

At 1st Call Windscreens, we deal with most major insurance companies and if you have fully comprehensive insurance, your repairs with us are completely free.