A Guide to Windscreen Insurance
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Table of Contents
Cracks and chips on your windscreen can occur all too easily, caused by road debris or changes in temperature amongst other things. If you’re a regular driver, it can be well worth taking advantage of windscreen repair insurance. This will give you peace of mind that you won’t have to worry about finding a repairs service should you need one, and will prevent any hefty surprise charges. Insurance differs depending on providers and policies, so it’s worth doing your research to find out if and how far you’re covered. Here at 1st Call Windscreens Ltd we deal with a range of insurance companies and will bill your insurance directly, saving you the time.
Is it legal to drive with a cracked windscreen?
While driving, you should have a clear, unobstructed view of the road ahead. Otherwise, you may be falling short of meeting legal requirements for the condition and roadworthiness of your vehicle.
Although a crack may appear small to begin with, the smallest of bumps here and there can soon cause it to expand and turn into a much bigger problem, so it’s important to make sure that you get any chips or cracks seen to as soon as possible.
What is windscreen insurance cover?
Having separate windscreen insurance cover means that you are covered when it comes to reclaiming the cost of repairing or replacing your windscreen, windows or sunroof, in the event that they become cracked or broken.
Whether the entire windscreen is replaced, or the damage is simply repaired, will depend on the extent of the damage and where it is on the glass.
How do I know if I have windscreen insurance?
The availability and extent of your windscreen insurance cover varies depending on your insurance company and policy, so you’ll have to check to be sure.
- Fully comprehensive policies – Your windscreen should automatically be covered in a similar way to other components of your vehicle. If not, it may be listed as an optional extra.
- Third Party, Fire and Theft policies – This type of policy does not usually include windscreen insurance as standard, but you may be able to discuss adding it onto the policy for a further cost.
- Standalone windscreen cover – If adding windscreen insurance isn’t an option on your current policy, it’s possible to take out a separate one – discuss this with your existing provider or do your research and find the best deal.
Will I have to pay excess if I make a windscreen insurance claim?
This depends on your insurance policy. For Fully Comprehensive policies, you may have to pay windscreen excess like you would for the repair of other components of your vehicle. Third Party, Fire and Theft policies will usually incur an excess charge. Excess charges could range from £10 to £150.
If you have opted for windscreen insurance as an optional extra, or as a standalone policy, this should prevent you from having to pay an excess charge – discuss with your provider for clarification.
Here at 1st Call Windscreens, we provide an efficient, fully mobile windscreen repair and replacement service. We deal with most major insurance companies – if your insurance policy is fully comprehensive, your repairs with us are free of charge. Serving domestic and commercial customers across Kent, we’re fully equipped to deal with any type of vehicle – simply contact us today to find out more.
1st Call Windscreens
Hello and welcome to 1st Call Windscreens. To put it simply, we offer the best windscreen repair and windscreen replacement services for customers in Sittingbourne, Maidstone and the rest of Kent.
![Windscreen Laws & Regulations in the UK [Infographic]](https://www.1stcallwindscreensltd.co.uk/wp-content/uploads/2017/06/windscreen-laws.jpg)
- Reviews.io
I spoke to David today, he couldn’t be more helpful! He was VERY honest, HELPFUL & KNOWLEDGEABLE! What an amazing service, if anyone is looking to use 1st Call, I couldn’t recommend them more! ...
- 52 minutes ago
we are very happy with the repairs carried out and the speed of the response. Great job, would recommend !st Call Windscreens any time....
- 1 week ago
Excellent service. A niggling leak on the windscreen was fixed quickly and efficiently. The screen was removed without fuss or damage and resealed. It's a job that insurers won't touch,they only de...
- 3 weeks ago
Discovered my Volvo V50 was not sealing at the top. Autoglass wanted to replace it for £700, called 1st Call and they removed and resealed it for £100+vat and said that if it had broken it would only ...
- 1 month ago
Absolutely the best. From the first phone call to collecting my car with new side window that had been vandalised being replaced. next day service so my car was back on the road promptly. Extremely ...
- 1 month ago
Excellent Workmanship Good Value and Top Quality Customer Service: I recently had my Ford Fiesta ST heated windscreen replaced by 1st Call Windscreens, I couldn't be happier with the whole experienc...
- 2 months ago
Brilliant service. Would recommend 1st call windscreens to anyone looking for an efficient service. Friendly and helpful above and beyond ! 0...
- 2 months ago
Asked for a quote online which came through quickly. Just £48 inc vat for windscreen stone chip. Phoned to book a repair. I could either take the car to them or they would come out to me the next day....
- 3 months ago
Tom turned up on time, he was professional but friendly, he kept me informed on what he was doing and progress, and did a great job! Thanks Tom. Would highly recommend...
- 3 months ago
I needed my windscreen replaced due to a large crack; I was booked in straight away and I couldn’t be happier. They came to my house to fit the replacement, only took them about 20 minutes and they ev...
- 4 months ago
Couldn't be happier, had my Evoque windscreen re sealed as was leaking. Highly recommend 1st Call Windscreens. The guys were extremely helpful & friendly both on phone and doing the work. The work was...
- 4 months ago
Fantastic service, booked for a site visit to alleviate any disruption to the engineers day and it all went seamlessly. I would definitely recommend 1st Call Windscreens and will use them in the futu...
- 4 months ago
Customer service were great responded to my call out vey quickly and the guy that came out was very nice and helpful Thank you...
- 5 months ago
Had my chip fixed at my home this afternoon - cannot praise the service enough!!!! Lovely man who took 10-15 minutes - perfect job and no issues - very good price and highly recommend them Jo Seveno...
- 6 months ago
Very helpful and carried out a repair at very short notice on our way to catch a ferry. Very polite and stabilised the chip in our windscreen so that we could continue abroad for our holiday uninterru...
- 7 months ago
Made a call to 1st call windscreens as I was worried about a chip in my screen. The guys were very helpful, turned up on time and carried out a fantastic repair and was cheaperthan my insurance acce...
- 7 months ago
We had an emergency windscreen repair needed when travelling down from Oxfordshire to Kent. The Sittingbourne team went out of their way to help us at very short notice and allowing us to resume our j...
- 7 months ago
Jake was friendly, polite and helpful. He left no mess inside or outside the car and took away the boxes the seals came in even though they were supplied direct by the BMW dealer....
- 8 months ago
Arrived on time at my home address. Was very professional, polite and efficient. No hassle and no mess. Screen was replaced on my mini in no time at all and looks perfect. Thank you will highly recom...
- 8 months ago
So happy with Byron and Jake today very friendly and professional from 1st Call Windscreens Ltd. They come extremely well prepared with attention to detail. A great job was done on replacing my wind...
- 8 months ago
1st Call windscreens are absolutely 1st class. Spoke with David on the phone and he was so helpful and knowledgeable. Took our car up to them to advise on the correct windscreens which embarrassingl...
- 8 months ago
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